1. Use up your yearly maximum.
Do you know what your insurance company will pay for dental work this year? Answer is up to $1,500 depending on your plan. If you are suffering and have not met your yearly maximum find out what you insurance company will pay and schedule that appointment. They will not rollover on January 1, so use those benefits.
2. Deductibles will expire.
If you are going to pay for dental care make sure you know what your deductible is and if you have met it. Don’t wait to see your dentist if you have already met your deductible. We know dental work isn’t always pleasant but at least it will be more cost effective. Deductibles can average about $50 per year, per person. Also, keep in mind your deductible will start again when your plan rolls over.
3. Use up your Premiums.
Take advantage of your dental benefits. You pay the premium…right? So even if you don’t have a big dental emergency, take advantage of what you pay for and schedule your routine cleanings and check-ups to prevent potential problems like gum disease, oral cancer and cavities.